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Lesson 7: Basic Strategies (Risk-Defined First)

Promise: Pick strategies by what you believe (direction, vol) and how you want risk bounded.

Strategy Selection Framework

Before choosing a strategy, answer two questions:

  1. What's your directional view? Bullish, bearish, or neutral?
  2. What's your volatility view? Expecting high or low realized vol?
Your View
Low Vol Expected
High Vol Expected
Bullish
Bull call spread
Long call
Bearish
Bear put spread
Long put
Neutral
⚠️ Short straddle
Long straddle
💡

If you can't explain max loss in one sentence, don't place the trade.

Long Call / Long Put

The simplest directional bets with limited risk.

Long Call

  • View: Bullish
  • Max loss: Premium paid
  • Max gain: Unlimited
  • Breakeven: Strike + Premium

Long Put

  • View: Bearish
  • Max loss: Premium paid
  • Max gain: K - Premium (if S → 0)
  • Breakeven: Strike - Premium

When to use: When you have a directional view and want capped downside.

Vertical Spreads

Spreads cap your upside to reduce premium cost. Great for beginners.

Bull Call Spread

  • Buy lower strike call (K1)
  • Sell higher strike call (K2)
Metric
Formula
Max loss
Net premium paid
Max gain
(K2 - K1) - Net premium
Breakeven
K1 + Net premium

Bear Put Spread

  • Buy higher strike put (K2)
  • Sell lower strike put (K1)
Metric
Formula
Max loss
Net premium paid
Max gain
(K2 - K1) - Net premium
Breakeven
K2 - Net premium
Key Line

"Spreads are training wheels that still go fast."

See Strategy Payoffs

Drag to explore P&L at different spot prices:

Strategy:
Settlement Price$100k
$70k$130k
Net Premium Paid$3k
$1k$10k
BE $103k$0+$7k-$3k$70kK1 $100kK2 $110k$130kSpot Price at ExpiryP&L
Settlement
$100k
P&L
-3.0k
Max Loss
-$3k
Max Gain
+$7k
Bull Call SpreadLoss of $3.0k at $100k settlement

Spread Example

Bull Call Spread on BTC:

  • Buy BTC-100000-C @ $3,000
  • Sell BTC-110000-C @ $1,500
  • Net premium: 3,0003,000 - 1,500 = $1,500
Scenario
Payoff
P&L
Result
BTC = $95,000
$0
-$1,500
Max loss
BTC = $100,000
$0
-$1,500
Max loss
BTC = $101,500
$1,500
$0
Breakeven
BTC = $105,000
$5,000
+$3,500
Profit
BTC = $110,000+
$10,000
+$8,500
Max gain

Trade-off: Max gain is capped at 8,500,butmaxlossisonly8,500, but max loss is only 1,500 vs $3,000 for a naked long call.

Straddle / Strangle (Volatility Bets)

For when you expect big moves but don't know the direction.

Long Straddle

  • Buy ATM call
  • Buy ATM put (same strike)
  • View: High vol expected, direction unknown
  • Max loss: Total premium paid

Long Strangle

  • Buy OTM call
  • Buy OTM put (different strikes)
  • View: High vol expected, cheaper than straddle
  • Max loss: Total premium paid
Short Vol Warning

Short straddles/strangles (selling both sides) are capital-intensive and dangerous for beginners. You're betting vol will be low, but if a large move occurs, losses can be significant.

Strategy Chooser Matrix

Low Vol Expected
High Vol Expected
Bullish
Bull Call Spread
Long Call
Neutral
⚠️ Short Straddle
Long Straddle
Bearish
Bear Put Spread
Long Put

⚠️ = Margin-intensive, not recommended for beginners

Short Premium Warning

Selling options is NOT "getting paid to wait." You're accepting someone else's convex risk.

Short Strategy
Risk
Short call
Unlimited loss if spot rises
Short put
Large loss if spot crashes
Short straddle
Large loss in either direction

Before selling options:

  1. Understand margin requirements (see Lesson 10)
  2. Model worst-case scenarios
  3. Have a risk management plan
  4. Accept you might be liquidated

Common Mistakes

MistakeCorrection
Selling options "for premium" without modeling worst caseAlways calculate max loss. If it's unbounded or larger than you'd accept, don't do it.
Building multi-leg positions without understanding net premiumAlways know your net debit/credit and max loss before executing.
Using straddles without a vol thesisStraddles lose money if vol is low. You need to believe realized vol will exceed implied vol.
Starting with complex strategiesMaster single-leg and spreads before attempting anything with 3+ legs.

Test your understanding before moving on.

Q: What's the max loss on a vertical spread?
Q: What is the tradeoff vs a naked long call?
Q: Which strategies benefit from higher realized volatility?

💡 Tip: Try answering each question yourself before revealing the answer.

See Also

Navigation: ← Lesson 6: Greeks 101 | Lesson 8: Execution on Orderbook →